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Planning · Step 04

End-of-life arrangements –
everything arranged for your loved ones

Where are your important documents? Who inherits what? Which powers of attorney are valid? Your arrangements give your loved ones clear guidance in a difficult moment.

⏱ 5 min.✔ Highly recommended
What is it?

A guide for your loved ones

End-of-life arrangements are not a single legal document, but a personal folder in which you collect all the important information that your loved ones will need in the event of your death.

This includes information about insurance policies, bank accounts, contracts, assets, debts and much more. The more complete your arrangements, the less your loved ones will have to search for themselves in stressful situations.

Complement to your will: End-of-life arrangements complement your will. The will legally regulates who inherits what. The arrangements provide the practical information needed to implement these provisions.

Form
No legal requirement, but signed document recommended
Content
Personal folder with all important information
Filing
With Seruna, notary or with important documents
Will
Must be drawn up separately, fully handwritten

Step by step

How to create my arrangements

1

Collect important documents

Start by making an inventory of your insurance policies, bank accounts, assets, debts, rental agreements, subscriptions and other important commitments.

2

Write the arrangements

Note where important documents are kept, who should be informed in the event of death and what wishes you have for the administration of your estate.

3

Write or update your will

A will must be fully handwritten, dated and signed. If you own real estate or wish to deviate from statutory provisions, consult a notary.

4

Inform trusted people

Tell one or two trusted people where your arrangements are kept. This could be your partner, your children or the trusted person named in your advance care directive.


What you should arrange

Your personal folder

Bank details & accounts
Insurance policies (life
health
household)
Real estate & mortgages
Cars
vehicles
valuables
Debts & outstanding obligations
Subscriptions & contracts to cancel
Pension fund information
Digital assets & passwords
People to contact (employer
doctor
etc.)
Will & designation of heirs

Why it is essential

Relieving your loved ones in grief

Searching for important documents, calling insurance companies and banks, cancelling contracts – all of this coincides with grief. Your end-of-life arrangements turn potential chaos into a clear, manageable process.

Frequently asked questions

What many people want to know

Do I need a notary?+

For the arrangements themselves: no. For a legally valid will with bequests or non-statutory heirs: a notary is recommended or required depending on the situation.

What is the difference from a will?+

The will legally regulates who inherits your assets. The arrangements are a practical folder with all the information your loved ones need – the two complement each other.

Do I need to update the arrangements regularly?+

Yes, after major life changes: marriage, divorce, birth of children, major acquisitions, moving house. An annual review is recommended.

Next step

Seruna planning contract

Have you arranged all the important documents? Excellent. The final step: a personal planning contract with Seruna – so that everything is safe and accessible.

To the planning contract →

Questions about
end-of-life arrangements?

We advise you free of charge and personally. Call us or send us a message.